I don't fit the "big and fat" category. I'm the opposite and cumberbunds don't work for me. I have to cinch them incredibly tight to keep a vest from riding up on me. They still ride up and I end up with sore ribs. The crotch strap, on the other hand, is a 2" wide piece of webbing that is loose enough to not bother me when horizontal and tight enough to keep the kit where it belongs when I'm vertical. No issue. I do use softer webbing than most people for my harness, though. I don't see any need for extremely stiff webbing for a harness, personally.