I have a 3mm full wetsuit + hood and gloves. Most of my diving is tropical, the suit seals well and doesnt flush water easily. Once water temp get below 24c it can be a little chilly. I've dived it down to 20c on a warm day in shallow water(10m) with no thermoclines and was mostly fine with a decent surface interval to warm up. After a recent trip I've decided to get some warmer for those colder dives. Should I look at 5mm or 7mm (maybe a 7/5)wetsuit or use a hooded vest with my 3mm? I'm fairly cold tolerant but don't want to waste money on a hooded vest if I should have gone for a wetsuit. Not considering real cold water diving until a dry suit is an option.