Just read the whole thread. My blood would be boiling if an insurance company tried to pull that on me.
Welcome to ScubaBoard, the world's largest scuba diving community. Registration is not required to read the forums, but we encourage you to join. Joining has its benefits and enables you to participate in the discussions.
Benefits of registering include
Yeah, when someone survives a wreck like this because of seatbelts, no one posts how they never wear them because they're too confining.Ryan - if Texas is a no-fault state (I think it is) then your insurance should help you out.
BTW - reading this thread, it is interesting to see the difference in attitudes towards seat belts than in this thread: http://www.scubaboard.com/forums/non-diving-related-stuff/363499-boat-seat-belts.html where a couple of folks are very anti-belt.
WTH? that bites
Are you talking about the guy that hit you is unlicensed and has no insurance? ... who's car was he driving? ... if not his own car , then the cars owner's insurance might be liable
Ryan - if Texas is a no-fault state (I think it is) then your insurance should help you out.
BTW - reading this thread, it is interesting to see the difference in attitudes towards seat belts than in this thread: http://www.scubaboard.com/forums/non-diving-related-stuff/363499-boat-seat-belts.html where a couple of folks are very anti-belt.
Yeah he was driving his neighbors vehicle. And just happened to not have a license.
My insurance is going to take care of the collision minus the 500 bucks deductible. I however did not have medical on my policy .
Yep not stolen and I brought that up, her response was well you don't know its not stolen. Me "Um yeah I do, I am a cop".Ummm, unless the neighbor reported it stolen, there was consent to drive the vehicle. The neighbor and his insurance company are liable. Don't give in. I have played this exact game before. I was hit by a woman driving a friend's car.... They paid up.
They didn't like it, but by law, they had to.
I think you do have a strong case against the car's Liability insurance, unless he stole the car maybe? Maybe ask their insurance claims agent if he wants to be reasonable, or pay more after you get a lawyer - which you don't want to do, but will if you have to? Good luck...!!
Yep not stolen and I brought that up, her response was well you don't know its not stolen. Me "Um yeah I do, I am a cop".
Well I already contacted a lawyer that is a friend of a friend. Think he is gonna help me out. I am normally totally against law suits, but the way they talked to me on the phone after a drunken idiot could have killed me, it just pissed me off more than I have ever been in my life. What ever I can take from them, I am going to.
Yeah he was driving his neighbors vehicle. And just happened to not have a license.
My insurance is going to take care of the collision minus the 500 bucks deductible. I however did not have medical on my policy .