Waiting period for equipment insurance

[helgew]

Is there a waiting period for equipment insurance (flooding, loss, etc.)? I purchased H2OInsurance for my camera gear yesterday and am wondering if I have to wait to file a claim if something should happen.

 

[outofofficebrb]

Is there a waiting period for equipment insurance (flooding, loss, etc.)? I purchased H2OInsurance for my camera gear yesterday and am wondering if I have to wait to file a claim if something should happen.

H2O Insurance Policy Terms And Conditions

"We cover loss or damage commencing: 1) During the policy period shown in the General Declarations and the policy period begins and ends at 12:01 AM standard time, at your address shown in the General Declarations." More details there in that link.

 

[bvanant]

Not so much, but I suspect that if you file a claim a day or so after getting insurance there might be questions.
Bill