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Yeah P-Cod, for trips that are Be there or lose it, like a liveaboard, a non-refundable package like SB's Cozumel Invasion, etc. - Trip Insurance is very wise. So many things can stop you from making it, like a severe home problem, family problem, your own health, etc.
For my August trip to Cozumel, I probably won't insure the plane ticket since I can use the residual credit later if I have to cancel, and I may not need to really insure the hotel - depending on how I book it? I think I am going to book air & hotel together in a package and the cancellation penalties may or may not be severe? I just haven't got that far yet, but then - I will buy trip insurance for out of system medical coverage, hurricane evacuation needs, and there other benefits are nice when I am delayed, etc. International plane tickets have lower airline liabilities, and many of them exclude scuba gear in ways.
But when I check Trip Ins rates at my favorite site, using the middle plan I prefer: $500 coverage is $77 vs $1,000 coverage is $5 more - duh, cover both! If I happen to have to cancel for a covered reason, the company will actually pay well - but the airline will still let me have the residual credit, and the hotel maybe so too. I never buy insurance from the airline, hotel, or packaged provider as it's overpriced for less coverage usually.
Funny how Orbitz prices Air & Hotel Cozumel for that week...!
No, the food is not great, but it's okay for less money.
For my August trip to Cozumel, I probably won't insure the plane ticket since I can use the residual credit later if I have to cancel, and I may not need to really insure the hotel - depending on how I book it? I think I am going to book air & hotel together in a package and the cancellation penalties may or may not be severe? I just haven't got that far yet, but then - I will buy trip insurance for out of system medical coverage, hurricane evacuation needs, and there other benefits are nice when I am delayed, etc. International plane tickets have lower airline liabilities, and many of them exclude scuba gear in ways.
But when I check Trip Ins rates at my favorite site, using the middle plan I prefer: $500 coverage is $77 vs $1,000 coverage is $5 more - duh, cover both! If I happen to have to cancel for a covered reason, the company will actually pay well - but the airline will still let me have the residual credit, and the hotel maybe so too. I never buy insurance from the airline, hotel, or packaged provider as it's overpriced for less coverage usually.
Funny how Orbitz prices Air & Hotel Cozumel for that week...!
- Air, hotel, $50 credit: $970
- Air, hotel, All Inclusive: $5.46 less :silly:
- Air, larger room with ocean view, $50 credit: $125 more
- Air, larger room with ocean view, All inclusive: only $95 more
No, the food is not great, but it's okay for less money.