I have a handful of 18650s that I use for dive lights and a USB phone charger.
I get the cells from IMR Batteries. I use a good charger. Generally I charge batteries during the day. In most cases I put the charger in a large cast iron frying pan in the kitchen, which I believe is sufficient to limit any fire that might occur to the batteries and the charger. I'm still thinking through whether that's good enough and whether I want to keep them.
The problem on these liveaboards is twofold. First of all, you don't know what the other guy is doing. People have all kinds of attitudes and there is simply no way of knowing whether the next guy bought the cheapest 18650s and chargers on alibaba.com, dropped them, etc. On boats with electric outlets in the bunk area you don't know whether the next guy has a battery charger under his mattress or whatever.
Second of all, in most cases, you have all this battery charging taking place on a crowded table where a thermal runaway on one cell can ignite everyone else's chargers, packs, etc., even if well designed.