A backplate and continuous webbing harness is a fine idea. I undergrew my BCD one day and instead of buying a new one, I got a BP/w and 5 years later today, still have the same webbing I just adjust it as I gain or lose weight. As far as sizes go, some backplates come in different sizes. For example, Deep Sea Supply (DSS) plates come in small, medium, large, and long (or something like that). So you can get something that works for your children. I don't know whether other vendors have sizing options.