I fly to Honduras about 4-6 times each year and have been doing this since '97. I carry many missions teams in each year and make a few team trips to the islands each year. Of those, half are connected through SAP. I've had great experiences and not so good experiences. This forum has some really good advice.
My 2 cents:
1. BE FLEXIBLE!!
2. Arrange your air travel with reputable and knowledgeable travel agencies. Aqua Dreams is great!!! They keep up with all of the flight schedule and can arrange your connection from SAP to RTB or UTL.
3. Don't wait to purchase your ticket to fly over to the islands until you get to SAP. MOST of the time the flight is already booked solid. Most flights connect to Le Ceiba, so even if SOSA, Islena or Atlantic do not fly to RTB or UTL, just get to Le Ceiba and you've got more options.
4. Great advise from previous thread, keep up with the ferry schedule (flights to and from the islands may not run b/c of bad weather. The ferries usually still run. Bring something for sea sickness)
5. Don't exchange your money in/or with anyone except the Bank in the airport. Lately there has been loads of counterfeit bills given to travelers from "unauthorized" money exchangers.
6.You can save yourself many of money worries by bringing $1, $5, $10 bills. Wendy's and many other places take dollars. So wait and exchange you money once you've arrived on the islands. Note, your exchange rate will not be as good as what the bank will give you.
7. Finally, the issue of getting from Roatan to Utila has been a problem for many years. The ferry issue is based on demand. Until flights are more frequent to RTB and the need increases for passengers to get to/from RTB and UTL, a regular running ferry service is not feasible.
We're headed back down again next month to SAP. We are then headed to UTL from SAP. We'll do the adventurous journey again. PM me for ore info. . . Happy Bubbles!!!V