The question as to what is safe is subjective and subject to much discussion, thought and debate. If the question is framed as to what is required by your certifying agency the answer is almost certainly yes, at least it was for mine. No exceptions. That leads to another potential issue - from the insurance perspective. I am thinking of life insurance. If you have a family, dependents etc for which you have life insurance and its important to your financial planning, you may want to explore with your agent whether diving and a diving related fatality is covered. Assuming it is covered, you may want to obtain a copy of the applicable policy language to see what is actually covered and what may be excluded. There could be language for coverage or exclusions based about diving within the parameters of your training and certification. If you have a solo cert and that cert requires redundancy and you were to have a diving related fatality while solo where they find you did not have a redundant could it provide a basis for a denial. There may be similar issues with disability insurance and maybe DAN as well. I am not saying you will not be covered. I am saying it raises a potential issue that would be worth exploring if life insurance and other coverages are important to you.