Wow, thanks again for so many replies
Let me answer some questions or reply to assumptions or suggestions.
It's kind of "strange" to read about the preference of pony bottles in the US in contrast to using an H or V valve in Europe. To be honest, I've never seen a pony bottle used in local rivers/lakes or when browsing pictures of divers in my region. But it seems that most people who started with a single tank with an H valve switched to a double tank configuration and are more happy with that. That's the input I was looking for, opinions from experienced divers.
Charging for refills: At my place, you can either pay for individual fills based on tank capacity and air pressure or pay a yearly fee and have unlimited refills. Roughly, if you need >25 fills at the same location, go for the flatrate.
Safety with buddy: I absolutely agree with you
@SlugMug. I will always strive to be able to rely on myself (such as 2x tanks, 2x first/second stages or similar); I think I wanted to say that in addition to run out of air (for whatever reason) I hope that a buddy would help me at other unexpected circumstances (getting trapped underwater / losing consciousness / rapture of the deep / ...).
@Lorenzoid What I usually see are divers with one tank w/ one set of 1st/2nd stage OR one tank w/ two sets of 1st/2nd OR two tanks w/ two sets of 1st/2nd. Sometimes I see SM. I never saw a pony bottle anywhere.
Regarding the SM on boats: I will not do boat diving at my place. On vacation, I will rent BM equipment. In Maldives, there was one guy with SM on our dive boat. Everyone was interested in his equipment and I did not have the feeling that he used more space than others. Admittedly, he needed more time to get into water safely, but hey, we're on vacation. It doesn't matter if you wait another minute or two to get everyone into water and be ready to dive. Just relax. Talk with others. (Yes, I also know from experience that some people are not able to just wait in the water for everyone to be ready. I don't want to dive with those people.)
Out of curiosity: How does a decent Pony bottle configuration looks like?
One tank with one 1st and
one 2nd stage & Pony with one 1st and one 2nd stage, OR
one tank with one 1st and
two 2nd stages (main and octo) & Pony with one 1st and one 2nd stage (in total three 2nd stages)?