Okay... glad to hear that your weight is not a part of the problem.
BTW: I quit smoking cold-turkey when I started diving
Relax... I'm not going to go into a DIR sermon.
As far as the W/BP being a tech thing, you hear that all the time. Primarily from people who either sell jacket BCD's, or from people who have recently bought one. A W/BP system is actually cheaper than most high-end BCDs... WAY cheaper than common "Tech BCs".
It really isn't just a tech item. It just happens that tech divers use them. Why do they use them? They are streamlined and efficient. If it is beneficial to a tech diver, then there's no reason that it won't be beneficial to a rec diver. Things that make it a "tech" rig and less applicable to rec diving would be details in the configuration, such as the lighting system, regulator hose configuration, etc...
No, you don't need an 18 watt HID canister light to look around the reef (but they ARE very nice).
I am strictly a rec diver, but have been using a W/BP system for over 2 years, and have been very happy with it.
Jacket BCs present a larger profile in the water, which creates more drag. Remember, water is 800 times more dense than air. An increase in cross-section of your u/w profile of only a couple of inches has the same effect as adding a 36" diameter parachute to your back on the surface.
For many years, divers used ABS backpacks and tanks, either with or without a wing. The jacket BCD wasn't introduced until well into the 1970s. In these times, tech diving was pretty much limited to commercial and military operations, with a few scientific expeditions.
No, you don't have pockets to put stuff in, but you can add them, either to the suit as I have, or to the harness itself.
At least take the opportunity to borrow or rent a back-inflate BCD and see if it makes a difference. If it does, then you would see further improvement with a W/BP, but the basic back-inflate BCD may be enough to make you more comfortable, and you still keep the pockets
