IMHO There is no "right" answer to this question. Some think that a spare air is enough to carry as a bailout, others demand a slung 40. Personally I think that if you think it through and figure out how you are going to use the redundant air, and practice with it, there are no wrong choices, just ones that will get you out of fewer bad situations.
SAC, dive profile, type of diving, age, fitness, tolerance for risk all figure in to the calculation you must make to figure out what size is right for you and your diving.
SAC under extreme stress will be much higher than your normal SAC.
5 dives a day or only one will determine if you need to figure in a long safety stop into your calculations. Only one most people can probably skip the safety stop in an emergency.
Vacation diving - a 30 is a bit hard to travel with, yes you can rent, but not everywhere.
Age - older means skipping safety stops and a faster rate of ascent are not a good idea so bigger is better.
Personally, if my calculations tell me that I am going to need a 40 it is time to look into diving doubles.
After all of this I went with a 6 - to be bailout bottle only. My thought process was mostly I dive shallow, I am comfortable with CESA as my final option, I will skip the safety stop, I rarely dive below 90 feet and if I do I don't stay there long, I will accept the risk of a minimal safety stop, I will accept the risk of a 60 foot a minute ascent. I am over 50, but in very good shape so carry few risk factors for such an ascent. The real decision point was travel. I travel quite a bit to dive and am not prepared to travel with a larger bottle. For local dives I am seriously contemplating a second larger bottle, but it will be a 13 or 19 not a 30 or 40. Risky - yes, bigger is almost always better and nobody died from having too much air, but end of the day travel convenience won out. I also dive cold with a dry suit so the weight of another tank is an issue. I am already carrying more than 75 # of gear into the water. Yes it is all neutral once I get to the water, but the hike to and from the water is not easy and adding another 30 pounds for a pony is just not going to happen.
Let the games begin