I suggest DAN, but in fairness I haven't had any PADI Insurance, but in my experience as professional working in Egypt and Thailand, peope identify DAN in any insurance-chat related.
Most of Instructor I have met use DAN also. I think their support line, is simply great way in case of a small "fear..".
Most of Instructor I have met use DAN also. I think their support line, is simply great way in case of a small "fear..".