apples and oranges
I think it is at least similar in that the tanks are engineered for X if you increase X by 40% you are taking a chance. While running a red light is also taking a chance. If you continue to push engineering limits you will eventually have a failure. Maybe not as soon as getting hit by running a red light but IT WILL HAPPEN.
If the tanks are designed for 4200 psi you in your lifetime will not have a failure the odds are against it. If it is designed for 3000 psi the same can be said. Engineers and metalurgists are educated and specialize in determining these things. It is taking a chance everytime to exceed the recommended limits. They don't just throw a number out there and say OK 3000 psi it is. The engineers that designed the specifications for the tanks have far more information backing them up than the average cave diver. It is their job. Don't flame me I am not saying anything detrimental about cave divers, just that manufacturing a tank is generally not their specialty.
As I said in an earlier post, even if it is designed for 3000 psi working pressure there is still a chance of failure. Much less than pushing it to 5000 psi. I have witnessed things coming apart with 3000 psi on them that were designed for 3000 psi. It is often something you would have to see to belive. It is just flat out dangerous to push the engineered limitations of anything just because you can or because you did it before without problems. I am a quasi engineer. I do not have any experience in designing a tank. I do have experience in designing different fluids and their properties. Failures do occurr and can occurr even if operating guidelines are adhered to.