Maybe, but I'd guess that it was V & B that bailed out, financially-wise. They gave a $29 discount off their policy if you were a PADI member, which put them well below DAN's highest policy cost. My guess is that all PADI got were people who bought membership to get the policy (like me) at discount. If it were cost effective for V & B, they'd probably continue the deal, but if they had to raise premiums, there'd be no benefit to PADI to partner with them.