Well, the on-paper answer is that you shouldn't dive with gas that you're not trained on. And, one thing they teach you in that nitrox class is to do a never dive if you are not confident in what's in the tank. You'll be taught to always analyze the tank's contents, and verify that it is safe for the dive you plan to do, which depends primarily on the max depth and the expected dive time.
Personally, if I were diving with my tanks that I had analyzed, I would feel OK lending one to a buddy who isn't trained on the gas, for a dive above a hard bottom of 40 feet. 40 feet is well within the range where 32% is safe to dive. But, that's a little different than what you're saying, which is diving potentially un-analyzed tanks, while not knowing much about the risks and rewards. In your shoes, if getting an air fill is no big deal, you might be best off asking the dive shop to fill them up with air. But, if you're confident that the tanks contain 32%, then there is little risk diving them to 40 feet.
The main risk factor here is not whether 32% is safe at 40 feet (it is perfectly safe, I've done it many times), it's the confidence in the contents of the tank. If something got miscommunicated or misunderstood or mislabelled, maybe the tank actually contains 100%, and 40 foot dive on 100% is extremely dangerous.
Edit to add: by the way, you might want to just take a nitrox class. They only cost around $100, take an hour or two, and don't require you to do any dives. You just do classroom and bookwork, learn how to do the gas analysis and paperwork, and learn about risks and rewards. It's one of the best scuba classes, and a lot of times you can just walk into your local dive shop and say "hi, I'd like to do the nitrox class," and they will say "OK, cool, how's right now sound?"