I find that dive ops (especially in warm water locales) tend to rent out the minimal wetsuit for the conditions.
For example - in 80-82 degree water, they'll usually rent out shorties, but I need a 3mm full-length to be comfortable
In 78-80 degree water (Hawaii in the summer/fall), they'll rent out 3mms, but I need a 5mm to avoid getting cold with repetitive hour-long dives.
The worst I experienced was the area around Padang Bai and Nusa Penida (Bali) where cold upwelling means temps at depth are often in the low 70s or even upper 60s. I went with a highly regarded top dive op there that only rented out shorties and tattered 3mm suits with ripped seals and holes. Those temps are really 5mm or even 7mm territory.
My point is that if you are someone like me who gets cold in a 3mm suit when the water is 79-80 degrees, you are going to want to learn your own temperature tolerances and invest in your own wetsuits so that you will always have a suit that will keep you warm for the conditions where you are diving.
I learned that lesson after experiencing 69F water in Bali while wearing a busted-up 3mm rental suit. Never again!
Fast forward to the next year, Winter in Cozumel, diving with Aldora. Water temps 80 degrees. Dives often 70-90 minutes due to their large tanks. I got some laughs on the boat for bringing my 5mm suit. But at the end of the 2nd 80-minute dive of each day, I was the only diver not complaining about freezing their butt off.