Not nearly as bad.
Here is the short version;
1. Check and set first stage IP....this is ALWAYS your first step anytime you are adjusting/trouble shooting a second stage
2. Assemble second stage, screw in the LP orifice a few turns, ALWAYS press the purge button when turning the orifice to prevent cutting the seat. On 109s I keep the adjuster completely out.
3. Alternately blow into the reg and adjust orifice in until you can not get air to pass then give it maybe 1/4 of a turn more.
How much is one of those experience things based on your reg.
4. connect second stage and apply pressure. The oring does the sealing so barely finger tight is fine, no need to wrench the hose tight now.
5. If it leaks (it will unless you are really good), depressurize, remove second and adjust the orifice in slightly...1/8 turn at MOST. The difference in correct and too much is small. Remember to hold the purge button when adjusting the orifice.
6. Reassemble and retest. I like my adjustable seconds to just barely leak with the adjuster completely out....not the factory suggestion but the one I prefer. If mine leaks just slightly at full out and stops with a turn or so of the adjuster I am done. If it still leaks, go back to 5 and repeat. When repeating step 5 reduce the amount of adjustment of the orifce to 1/16 of a turn, it only takes a little bit to go from not enough to too much.
7 Once it does not leak, tighten the hose. Again, the oring does the sealing so just tight enough to prevent it from coming loose is fine.
At first it will take you 4 or 5 times to get the setting correct but with experience it gets easier. Shops don't want to spend the extra time and so the expense of the tool is worth it but for the beginning DIYer, your money is better spent on other tools and books...after you have read Reg Savvy, you should consider "Maintenance and Repair of Scuba Regulators". It has somewhat of a different perspective on the subject and leans more tward the DIY side.
You may want to go just a little past where it freeflows slightly when the adjustment knob is fully open on a freshly rebuilt reg since the seat will take some set and it's fairly normal for the to need a little more adjustment after a while. I just crank in another turn on the adjuster... When doing non externally adjustable regs like the 108 I tend to adjust them slighly tighter since I know the seat will take some set but since it's fairly easy to do this adjustment in the field I don't worry about it too much on my regs........which is another reason to get the hang of doing it without the tool.