...You have a camera issue, but I seriously doubt you LOST more than one image. You just did not understand how to recover the other images. ....
Correct, I'm assuming it is a camera issue too, as the cards don't have any movable parts but bad sectors?. That said, It's only happened a few times over several years and it was while recording a image.... just kept recording (right recording light on for several minutes).
No choice but to try to shut camera down, doesn't turn off, had to pull the batteries... which of course will corrupt the last image, but using a card reader on the computer, shows something to the effect "Images not correct format.." or something like that. So the whole card is 'Lost'... - unless???
Luckily, I've been through this before (and with a computer hard drive) and had a "recovery" program to Rescue the Majority - not all - photos on the Sandisk. That's why my footnote in the original message -
ps. You might look around for a Memory card recovery program too... they're great. When a full card comes back, unreadable, just run the software and you just "MIGHT??" be able to recover them, except the 1 or 2 photos that corrupted the card for whatever reason. I've saved several full cards that way.
So while it's nice and fun to blame the user, sometimes it is the equipment.. It's an older camera, Oly 4040, when they were they were considered the high end PNS. And yes, I understand you can recover, with the proper software and $$$ up to 9 times from a reformatted hard drive, so would assume recovering from a card would be up there too. But to a newbie or someone without the advise from those that have experienced it, it is a card lost... for all intense and purposes... ie. can't see the photos... next step??? how far do you want to go and what do you have to get to recover them.
My point being simply, cards/camera do mess up, be prepared and figure out how to deal with it. By using multiple cards and downloading, I feel I lessen my exposure....
IMHO that is...
Hope that clears it up....