Ption w
Option 2, definitely.
A dive planned as "deco", with good conservatorism, proper deco equipment and done by a deco-trained diver is much safer than a dive planned as "no deco" but conducted with small conservatorism on the edge of NDL, by a diver not equipped for deco and not trained for it.
If any minor events happens delaying the ascent, the "no deco" dive suddenly becomes an ""unplanned deco" one, which is an emergency situation.
If you had trained by an European agency (Cmas, Bsac) you would already know this.
Here already during OW course deco procedures are taught, and each student gets the information that "each dive is a deco dive".
Here we consider truly dangerous the approach of "riding the NDL". We prefer to plan always for diving with some mandatory deco stop. Of course this means being properly equipped (redundant gas supply, additional tanks suspendend under the boat, etc.) and trained.
So if you did not get yet proper training, I suggest that you get some deco training.
No need to go to true tech level, a recreational deco/deep course is plenty enough for your goals.