Hi, I have a Egypt liveaboard booked and was looking at advice on insurance. Dan along with a standard travel insurance seems to be the recommendation, but not sure who to go with for the standard travel part.
I have just used LV up till now as they cover you down to 40m with their Premier policy, seem to have a good reputation for (non scuba) claims and have stated that they will cover Hyperbaric Oxygen Therapy (HBOT) in a hyperbaric chamber if "deemed medically necessary". In correspondence with them for my next liveaboard trip however they point out that they only cover liveaboards within 12 nautical miles of the mainland and I notice that my next liveaboard in Egypt will be visiting sites just under 20 miles out.
I've seen Staysure and DAN being recommended by some uk divers elsewhere but I have noticed that Staysure only cover to 30m, and I like most people on a dive holiday am often diving slightly deeper. Presumably the idea is that isn't a problem as DAN is covering the dive part of the holiday, I just worry that if DAN say they are the secondary insurer and so expect Staysure to cover some of the costs arising from an incident, that Staysure could then not pay out as my computer shows I dived to 31m?
Who do other UK divers insure with when diving on liveaboards abroad, any suggestions appreciated. Thanks
I have just used LV up till now as they cover you down to 40m with their Premier policy, seem to have a good reputation for (non scuba) claims and have stated that they will cover Hyperbaric Oxygen Therapy (HBOT) in a hyperbaric chamber if "deemed medically necessary". In correspondence with them for my next liveaboard trip however they point out that they only cover liveaboards within 12 nautical miles of the mainland and I notice that my next liveaboard in Egypt will be visiting sites just under 20 miles out.
I've seen Staysure and DAN being recommended by some uk divers elsewhere but I have noticed that Staysure only cover to 30m, and I like most people on a dive holiday am often diving slightly deeper. Presumably the idea is that isn't a problem as DAN is covering the dive part of the holiday, I just worry that if DAN say they are the secondary insurer and so expect Staysure to cover some of the costs arising from an incident, that Staysure could then not pay out as my computer shows I dived to 31m?
Who do other UK divers insure with when diving on liveaboards abroad, any suggestions appreciated. Thanks