I don't take people on my group trips unless they have it. Travel insurance is recommended, but optional; accident insurance is mandatory.I feel all divers should have it.
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I don't take people on my group trips unless they have it. Travel insurance is recommended, but optional; accident insurance is mandatory.I feel all divers should have it.
I just signed up and paid $35 for a membership. After paying, I read through all the information and noticed they won't pay for any medial stuff if you don't call TravelAssist and get a pre-auth. If I'm floating on top of the water and someone helps me, how would they ever know I had DAN membership and how would they know who to call? Seems like a membership that isn't worth the $35. Am I missing something???
If I'm floating on top of the water and someone helps me, how would they ever know I had DAN membership and how would they know who to call?
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or Mexico, or Grand Caymen, or a whole bunch of places outside the EU.Ah.
This is France, 16th July 2018, day after the football world cup final match. I had to do some hyperbaric treatment (it was the day after the dive, and I did not need any ambulance to go there, so no extra-expenses). The bill was 1400 euro. Despite I had DAN insurance, the Italian government covered the bill (in case you are guessing: I am Italian; both Italy and France will cover you for any emergency, at least partially; I guess this is common all around Europe).
besides the coverage offered by European governments, well.... 1400 compared with 50k is quite a difference.
I have to remind to carefully check any insurance before going to the US; with respect to medical issues, it is really a different world...
or Mexico, or Grand Caymen, or a whole bunch of places outside the EU.
Many chambers don't or won't deal with foreign insurance institutions. The paperwork is unfamiliar, the approval process is country specific. Having insurance that they know can be the difference between getting treated and not having a bill vs charging it on your credit card and figuring out the bills later