I don't think so.
Someone following their dive training isn't playing superman.
I don't know if you've never dived without a dive master or not, it sounds like you haven't. It's a lot different when you're about to dunk your head underwater and every decision you are going to make is up to you. That's a lot different then following head to tail a dive master for an hour. Without a dive master you have to plan your dive, and especially if you're in a group, you've got to verbalize the plan pre-dive. Work out turn around if that applies, work out hand signals, work out lost buddy procedures, work out when the dive is going to be called, work out navigation with a compass, work out everything. That's a much different exercise then just follow the leader. It doesn't make you superman, it simply makes you fully responsible and aware of your responsibility. One rule of scuba is to never dive past your training. So if you aren't ready to dive without a dive master you shouldn't. If you're ready then you are. No superman, just following the guidelines and training level you are at. When you dive without a DM, you in short are becoming that DM that you're use to following around. I don't know how diving without a dive master would make you complacent, it should be the exact opposite effect on you.