Not the first diver (if she is one) to exaggerate/lie. I know a bloke who 20 years ago claimed he did 200 dives a year at a certain location almost 100 miles from where he lived and worked (not including all the ones he claimed to do in Sydney). As this is four dives a weekend and he had a job where he worked days that did not coinicide with weekends, and taking into account that he worked most weekends, it was hard to see how he could get buddies to dive with him on the days off. This is without even taking into consideration that about 30% of days you cannot even dive there at all.
He also claimed to have found the bell off a shipwreck off Sydney. He later produced one and it even had the name of the ship on it. However, it hardly had a scratch on it. Funny considering it had been down for 75 years or so. He also could not produce one person who was with him when he found it, and the depth of the wreck (45 m) meant that there were only a limited number of people he could have dived it with.
My mate and I got sick of his bullsitting and we decided to get him. We started talking about diving a shipwreck off the South Coast of New South Wales. He was nearby and as normal, came into the conversation. He said "I dived that wreck back in 1979". Trouble was, the wreck did not exist as we had made it up.
Even more alarming was that he actually believed everything he claimed, and he was very hard to catch out as he had convinced himself that the lies he was telling was the truth.
Anyway, to the OP, have some fun, but do not loan her money no matter what she says.