Hi there! I normally spend much too much time watching chosen threads here on SB but I've been camping with some
crazy people the last 30 hours. :shocked2:
My grandkids! Love 'em dearly, but damn.
The resort is offering to give us actual refunds, not credits or discounts toward later stays... I believe they are nice enough to offer the actual refunds because there were so few of us staying at the resort at the time...
Cool.
Liquid refunds are always better than credits for return within 12 months, but any losses offset by credits are generally still treated as losses by trip insurance companies.
I used CSA too. Was in CB and LC the week before. Had a couple of days diving canceled due to Tropical storm Fay. LC only gave us dive credit vouchers good for a year. Not usable at their sister resort on Brac which was our next destination. Since I am unlikely to go back in a year ( and they are nontransferable), I talked to CSA, they said that should be covered. Will see after they process the claim forms.
Thanks, Don, for the additional insurance info.
YVW. Don't hesitate in letting me know if I can try to help.
Dandy Don, regarding insurance payments, in talking with Reef Fantasies who books for LC and Brac Reef, insurance companies call before paying out, so a person is unable to take both the dive credit for future use and the refund, its one or the other. I don't understand why an insurance company would pay for the lost days, then let you go later using credits for future stays, am I missing something?
Yes, that's true; did I cause confusion? The provider will usually allow liquid refunds or credits that must be used within a year. Some providers for a Coz-to-Holbox group trips a year ago charged us penalties according to the Group organizer - who knows?
What I was referencing is that the Trip Insurance company looks at liquid refunds as non-losses, but looks at future use credits as losses to be claimed and paid by them along with penalties and extra expenses within the contract terms.
SORRY! My bad :doh2:Thankfully, my source is wrong... I was told Hana was turning into a hurricane and heading over towards the Caymans... After watching the weather channel, I am happy to learn my source is wrong... I don't think Little Cayman could have taken another hit...
One of the six computer models once suggested that possibility, and that one model still suggests a possible landing on Cuba before turning north as storms in the T&C/Bahamas area usually do. All models now suggest variations of paths hitting all of the Bahamas and/or Florida Gold Coast before continuing up the Seaboard - see maps. Fortunately Gus was weakened by a couple of factors before landing in Louisiana altho storm surge, winds, rain, and flooding will still be significant.
When they do replace roofs lost in the storm to buildings with good walls, wouldn't it be nice if they used
"hurricane clips" this time...?