RonDawg
Contributor
Rick Inman:I found a purse in the river and also used the video rental card to find the person. The weirdest thing was how skeptical and distrustful they seemed of me when I returned the purse - like I was going to try and fleece them or something.
Because it's happened to others Rick.
I can't tell you how many calls I've received from people who've lost property that had identifying info on it, especially phone numbers, and now the finder wants a "reward" for finding it. I wouldn't be surprised if the finder himself or herself has already stolen whatever money and valuables were in the purse or wallet, and still wants more.
Some of those "good samaritans" can get quite persistent with wanting a reward. In one case when told by the owner that they won't get a reward, the finder then began to telephonically harass and eventually threaten the owner. That's why I'm leery of even leaving phone numbers in my wallet.
That's why I only carry in my wallet what I need on a daily basis, plus a bit more for emergencies. I usually only carry $40 cash and rarely more than $100. I only have a debit card and one credit card for purchases and emergencies, all my other financial cards stay home unless needed. That way if my wallet should disappear, I can still cancel the cards easily since I was only carrying two, and I still can buy stuff as I still have the others safely tucked away. I wouldn't be happy about losing the cash, but at least by not carrying large amounts of it I have limited my losses.
I NEVER carry blank checks except when I know I will be writing checks that day, and I only carry the amount of checks that I know I will use. The checkbook stays at home otherwise. Even if the crook doesn't have your signature, your check contains enough info for someone to clean out your account if they know what to look for. Since so many merchants accept debit and credit cards, carrying a checkbook is largely a thing of the past anyway.
I didn't even like carrying my Blue Cross card as until recently the number on it was my Social Security Number, but the benefit of having it in a medical emergency outweighed the risk of possible identity theft should my wallet disappear. Now that Blue Cross has changed their numbering scheme to something other than the members' SSN's, I feel more comfortable having it.