I'm an advocate of "do what works for you." If your personal routine is to only have your air on, when your reg is attached, and that works for you, go for it. Changing that now may actually be
dangerous for you, simply because of
habits you've developed. There's also always some risk of perhaps you got distracted and missed a step, someone else turned off your air, or your regulator got bumped and dumped a few hundred (or thousand) PSI. So I'd caution against assuming a hooked-up-reg is always turned on and ready to go.
That said, it is completely unnecessary to disconnect a regulator to prevent losing air from the tank. For me personally, my routine is always that the tank is always off before any dive, and
must always be turned on. I have never jumped in, or almost jumped in, with a tank off. My dive-buddies have done it several times, or I caught them about to jump in that way.
I absolutely agree. For me personally, knowing how my brain works, I deliberately turn off the air and purge most of the pressure. That way:
- (a) the tank is always off pre-dive, there is no guessing, and
- (b) any attempted use of the regulator will immediately show the tank is off; there's no mistaking a pressurized regulator for being on.
- (c) I may be a nice guy, but anyone who touched my equipment gets a lecture.
For me, I need a VERY reliable routine. Yeah, I can wing it and be accurate 98% of the time, but I am occasionally absent-minded.
Assumptions can be dangerous. Specifically, the assumption that "hooked up reg means air is on."
Just because a DM catches people with the air off, doesn't always logically lead to the conclusions you propose. You might said
"people nearly jumping in with the air off, is a very good reason to do something to ensure that doesn't happen." What you shouldn't say is
"therefore you must follow the same routine I follow."
As I stated above, people should do what works best for themselves and their psychi.