That depends on your tolerance for cold and the water temps in which you'll be diving. If the temps are in the 80s or higher, I don't use a wet suit. In the 70s, I'll use a 3 mm suit if I'm planning to be in the water for more than 30 minutes or if I'm diving a second day. I usually dive with a wet suit about 6 months in Florida.
robint:
Some people don't like wetsuits as they don't like wearing extra weight to compensate for them
Some people don't like wet suits because they like the feel of the water on their skin.
robint:
Your body temp is 98 degrees, any water less than that temp is depleting your body temp.
This is a common misconception. Over time, even without a suit, you will overheat in water 93° F or warmer. Our bodies produce heat and must get rid of the excess. If we get rid of too much we can get hypothermia and that is extremely easy to do in water since its thermo conductivity is 24 times that of air, but we still have to get rid of excess heat. That's not normally a problem in water, but when the water temperature approaches our skin temperature (93°), not our body temperature, it becomes a problem. Shallow summer dives in the Gulf of Mexico are the only ones where I've actually gotten overheated, but I'm sure there are other areas where water temps get pretty high.
robint:
The other consideration is injury. I see lots of people getting tossed up against coral or seafans or sponges due to surge or bumping into their buddy, etc. They end up with ugly cuts or in the case of coral, a nasty rash which doesn't go away for months.
Perhaps they shouldn't be allowed to use a suit until they can stay off the coral.
robint:
Fire coral burns like fire for weeks to up to 6 months - you touch it once and you will never forget it!
Fire Coral is a minor annoyance and something you should never touch anyway, but even assuming one does screw up and get a burn, proper treatment will result in a slight pink color and no burn at all by the end of the dive. Proper treatment involves - don't touch the burned area. Do fan the affected area with sea water until no more burning is felt. Fan it every 2 or 3 minutes for about 10 minutes and the burn is gone for good. Unless you get burned at the end of your dive, you should be fine before the dive is over.
robint:
I say everyone needs a suit.
I think people can decide for themselves.