Where as I am totally in concurrence with your stated points, I would also be interested to hear your views after considering the following.
Do you agree that 'undeserved hits, can also be the product of divers staying withing the limits of the Tables (or Computers algorythm) but there may have been extra gas saturation due to our old friend Adiabatic compression (i.e. pressure changes due to several short ascents followed by descents which the tables and computers do not make allowances for) like a bicycle pump compressing already compressed gas into the tissues? This does not allow the gas to be dissapated quick enough before the next compression cycle comes along, the effect is cumulative.
Another classic case of this is were divers do considerable length decompression stops, at say a depth 6 Metres, on a static shot line and there is 3 metre swell of the ocean. So at one moment there is 1.9 bar of pressure above their heads and in the next moment 1.3 bar of pressure.
This delta of a changing 0.6 bars of pressure (over half of the earths total Atmospheric pressure at sea level) is not accounted for, (not even in Professor Buehlman of Zurichs tables), and I doubt if a computer algorythm has been produced to take this into consideration as there is no table I am aware of that can calculate Adiabatic compression in real time.
I believe not all fast tissues and slow tissues absorb gas at the same rate in every diver and you have already clearly indicated individuality (fitness), weight and age play a role here.
I am suggesting that the dissipation of gasses in the slower tissues at the end of a long dive is also different for each diver so the constant bicycle effect of Adiabatic compression from numerous changes in ambient pressure can also take their tole?
I hope you can understand my point here as I am not very good when it comes to serious discussion.

Sorry.
Aquamore