Diving beyond cert?

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DAN Insurance and what is means. Many here have claimed that DAN insurance and other insurance companies only cover divers to the certified depth. Just to reconfirm I emailed DAN yesterday. This is the reply.

Thank you for contacting DAN WORLD.



Please note that they are no depth restrictions with any of our assistance packages, however divers are encouraged and should dive within the depth, training, and breathing gas requirements of their qualification, as it is safe diving practice to do so, and that is what DAN advocates.



ELIGIBILITY Individuals who either: (a) hold a diver certification issued by a recognized training agency, or (b) are in the process of obtaining his/her diver certification and are under the supervision of and diving with a qualified diving instructor affiliated with a recognized training agency. Diving includes all forms of recreational and non-commercial diving such as snorkelling, skin diving, free diving, , and SCUBA (self-Contained Underwater Breathing Apparatus) diving.
 
Good reason not to … insurance may not cover you if something happens and you dove beyond your cert level
Thank you for contacting DAN WORLD.

Please note that they are no depth restrictions with any of our assistance packages, however divers are encouraged and should dive within the depth, training, and breathing gas requirements of their qualification, as it is safe diving practice to do so, and that is what DAN advocates.
 
One thing is inadvertently going beyond cert, the other is intentionally doing so. Some countries it is forbidden by law, others it is just the training agencies standards. In some countries it can be a nightmare if something happens and needs to be solved in court or with insurance companies...

Now, I am neither a lawyer nor have I read all agencies' standards, but I am pretty confident none will tell you it is ok or encourage you to do so.

Thank you for contacting DAN WORLD.

Please note that they are no depth restrictions with any of our assistance packages, however divers are encouraged and should dive within the depth, training, and breathing gas requirements of their qualification, as it is safe diving practice to do so, and that is what DAN advocates.
 
Thank you for contacting DAN WORLD.

Please note that they are no depth restrictions with any of our assistance packages, however divers are encouraged and should dive within the depth, training, and breathing gas requirements of their qualification, as it is safe diving practice to do so, and that is what DAN advocates.
Thanks, I will let my brother know he's okay to go to the wreck.
 
Thanks, I will let my brother know he's okay to go to the wreck.

If he has insurance he should write and confirm his own policy with his insurance company.
 
Just to be clear on something many people don't understand....

DAN has a number of policies with different names and different requirements. That is because the policy a diver chooses as to be legal in the state or country in which they have their primary residence. I know, for example, that a policy in my home state of Colorado is not available to a diver in New Mexico. The thing to do is to check for your individual location.

Having seen threads like this for many, many years, I am sure that none of the DAN policies limit you to the depth of your certification, but for peace of mind it should only take seconds to check.
 

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