DiveAssure: Primary Vs. Secondary insurance

Please register or login

Welcome to ScubaBoard, the world's largest scuba diving community. Registration is not required to read the forums, but we encourage you to join. Joining has its benefits and enables you to participate in the discussions.

Benefits of registering include

  • Ability to post and comment on topics and discussions.
  • A Free photo gallery to share your dive photos with the world.
  • You can make this box go away

Joining is quick and easy. Log in or Register now!


Reaction score
SF Bay Area
# of dives
200 - 499
DiveAssure website is now offering options for Primary or secondary coverage (with significant price differences).

It doesn't explain what the real differences are between the two. As I understand, the secondary coverage will only apply after the primary coverage is exhausted.

But what does it mean in practical terms?
Say if I am hospitalized and my primary insurance doesn't pay directly, will DiveAssure step in and pay the bills? Or do I have to pay out of pocket and then get reimbursed by DiveAssure?

Can someone please explain?

Top Bottom