Hey everyone. A couple of friends and I are going to Thailand on a dive trip in a couple of weeks. We are investigating insurance and I am wondering if anyone has any input for me. Of course there is DAN insurance but I was also recommended PADI insurance. What is included? Or I guess what I should ask is what is excluded when you decipher the fine print? Does anyone have any stories of things to watch out for? Any suggestions/information would be apprieciated.