Octopusprime
Contributor
I am working on going pro and one area that gets confusing is the Padi insurance. My brother and I should be finishing our DM by May 2015. It is hard to get info until you have your DM or higher on the insurance. It looks like each instructor needs insurance despite the fact we are an incorporated business.
What should we expect insurance costs to be?
Looks like dive shops and resorts can be a Padi pro but then are instructors employees or still 1099 contractors?
Does the insurance continue to multiply or at sometime does it scale back like because my sister is also going to go pro but the insurance seams to get a little crazy?
Does it matter if you have equipment? Rentals etc?
What should we expect insurance costs to be?
Looks like dive shops and resorts can be a Padi pro but then are instructors employees or still 1099 contractors?
Does the insurance continue to multiply or at sometime does it scale back like because my sister is also going to go pro but the insurance seams to get a little crazy?
Does it matter if you have equipment? Rentals etc?