The "line" is more real than you're giving it credit for, I think. Unless you believe decompression to be just as optional as a safety stop or feel that you're somehow more physiologically tolerant than the decompression model, on the other side of that line you put yourself at a greatly increased risk of injury.
Nobody is saying that deco obligations can be ignored, quite the opposite, CMAS and BSAC are absolutely about safe diving (here are 57 pages of the rules http://www.bsac.com/sdp/) however part of that involves dealing with the reality of independent people going diving. Thus they are trained for the start to do deco dives. Then it is up to the diver to decide what equipment is appropriate for the dives they do. The training (BSAC at least) includes how to figure that out.
In the BSAC system the local club members are directly responsible for their own safety, and the DivIng Officer is responsible that the club dives conform to the Safe Diving Practices. Thus peer pressure encourages doing the right thing.
If serious, regular divers trained by "mainstream" agencies are diving to rules designed to protect warm water, once every few years divers for hurting themselves then that is ok I suppose but there is a place between that and full blown cave or wreck penetration at depth with multiple deco gases and an hour of deco.