DAN Insurance Poll

[RoadRacer1978]

Went with the master plan. Not too much mure money for lots of extras. If I every get the opportunity to dive more will probably move up to preferred then.

 

[wkowalski]

Roadracer,

I don't see a huge difference in the Master plan ver the Peferred. Seems like the Preferred just gives you non-dive related accidents, vacation cancellation and interruption insurance.

 

[stevephilanyc]

I have the preferred. It's well worth it to know I have the coverage if I ever need it--but hopefully never will.

Steve

 

[bolantej]

preferred. It's only a few bucks a year. worth it if you ever need it. like someone else said, it's like car insurance. you just never know when you'll need it, but you should still pay for it.

 

[Scott Riemer]

Preferred. The way I see it, having it assures I won't need it. Well, not really, but hopefully.

 

[Bubble Junky]

DAN Master Professional insurance.

 

[DivingPrincessE]

Roadracer,

I don't see a huge difference in the Master plan ver the Peferred. Seems like the Preferred just gives you non-dive related accidents, vacation cancellation and interruption insurance.

There is a pretty big difference actually. The master gives you $125 K Lifetime Max...so if you have a couple of accidents requiring airlift and deco champer-you're done. The preferred is $250 K per occurance. I've heard that once you have an accident you cannot upgrade your plan (hearsay though). If you have accident that requires any kind of aftercare/physical therapy, the master plan wouldn't keep you covered for very long.

 

[Tomeck]

Why preferred is more popular ?

 

[archman]

Preferred gives you far more versatility if you travel outside the U.S..

Or wherever your "home country" is.

 

[Bubble Junky]

Different regions offer different policies too. We don't get 'preferred' with DAN Europe. We get a 'super' instead, and DAN Europe offer professional liability insurance too.