Cylinder Inspectors & Liability Insurance

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Your friends will not be your friends in court...Trust me get liberality insurance or pass. It is not worth it.

Not being an insurance expert, I looked up liberality insurance. I did not find a very clear definition for it, but I gather it usually applies to hotels, hospitals, etc. Could you give a definition and explain why it is needed?
 
https://www.shearwater.com/products/peregrine/

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