Most of the time, we carry our gear on our back expect for what will fit into a dry bag. So that means we carry our regulator, BC, dive computer and mask on our backs - fins and boots in one hand, and cameras and 'etc' in dry bag. Makes it pretty easy to get there and back. If we plan to bring towel/snacks those are either in the dry bag or also hanging on us. We might look like a Christmas tree as we get to the boat, but it's easier (IMO) than carrying a gear bag.