Best diving insurance?

[MikeS]

What is the best diving insurance? DAN and PADI, the best advertised, seem about the same. I’m guessing the real difference will be when you need help or to make a claim. Anybody out there have and experience with filing a claim?

Thanks,
Mike

 

[MNScuba]

From past discussions on this, it looks like most people are going with DAN... I have yet to hear a complaint. You could try a search for insurance and find the old threads on this, that might help.

 

[martinjc]

After much research - I chose the DAN prefered program. DAN is the leading authority on Diving injuries and related treatments - it just made sense to me to go with them! (Plus - I give PADI enough of my money for certifications! <S>)

 

[DocVikingo]

Hi MikeS,

What's best for you depends upon your diving style, needs & desires. As with life, health & homeowner's insurance, you cannot simply go by what others have purchased.

My 06-03-01 post comparing the various dive accident policies of the various agencies appears in this thread http://www.scubaboard.com/showthread.php?threadid=1845

You may find it helpful. If after reading it you have remaining questions, I'l be happy to attempt to field them.

Best regards.

DocVikingo

 

[Stone]

It couldn't hurt (except financially) to see what your life insurance says about Diving. For example:

My life insurance has a prefered rate (non-smoker, under 30, blue eyes, handsome, etc.). Anyway, I don't qualify for the prefered rate, but if I did, diving would disqualify me.

 

[DocVikingo]

Hi Stone,

While I suspect this poster is inquiring about dive accident insurance, you are correct that you should understand your life insurance policy. Some do have special provisions for scuba.

Best regards.

DocVikingo

 

[ScubaClicks]

The Dan referred plan is the best for Injury.

For equipment use DEPP

And double check your Life Insurance to make sure that there are no exclusionary clauses..