I wrote a fairly hefty argument against most drysuit undergarments a month or so ago, as a textile engineer who works with this type of stuff, you've gotta think about materials. The problem with a lot of them is they don't account for where the loft is useful and where it isn't. You can make yourself look like the michelin man, but your arms won't ever get any air, and your legs don't have much at all. Drysuit squeeze. So your best bet, is to get REI polartec underwear, which is WARM. Costs $60 for top and bottom, instead of the $600 from DUI. SAME material. Then if you're still cold, you can put any real fleece material on there, and if you want loft you can put a lofty down vest or something, but putting all the lofting stuff around your arms is pointless and makes it hard to move, and same with your legs. Keep your core warm and it'll work wonders.
A down vest or the lofty stuff provides almost 0 insulation when it's compacted, so it doesn't do you any good in a suit squeeze situation. That's why the 4th element stuff is getting real popular, it works almost as well as the huge loft stuff, still works well when wet, and doesn't require a lot of air. I've got the REI polartec, which is the same stuff as their Xerotherm base layer, and I'm good for 90minute dives in 40* water. Add a thicker polartec fleece on top of that, and I'm sweating in the beginning of the dive, but the polartec wicks it away so I stay dry