You speak of undergarment in the singular. Yes ONE undergarment is as expensive as a wet suit. If you have one for the really cold stuff, one for the diving in the 50s and low 60s, and one for diving in the warmer water, ...Beside the DS itself, there is the undergarmet, which can be as expansive as a wetsuit. DS under garment also loses its warm like wetsuit, so as time goes by, you need to replace the undergarmet as if you are replacing your wetsuit.
To give you an idea of a problem, I will be going to the Bahamas in a couple of months. I will be doing a bunch of ocean dives in toasty warm water, with my totally worn out 3mm suit providing more protection than I need. I plan to do a couple of days of cave diving, though, in 74° water. I would freeze on a long dive at that temperature in a 3mm suit. The person with whom I will be diving will be wearing a 7mm suit plus hood. Sounds good, but I am not going to buy a 7mm suit for a couple of days of cave diving. So it looks like I will be carting my dry suit with my lightest underwear.
At least I will be able to pee comfortably.