miked
Contributor
True, but is also pays for other things. In 2004 I had an incidence of DCS2, and while my primary insurance did cover the bulk of the medical expenses, and the DAN insurance did cover some of the medical costs not covered by my primary insurance carrier (which probably included some or all of the deductibles), the DAN insurance also covered:
The cost of two plane tickets home, when we could not reschedule on our original airline.
The cost of shipping the home all our luggage, including dive gear, as I had written orders from the doctor to not carry, drag, or lift anything for two week period.
Most of the cost of three additional nights stay at the hotel, also the result of written orders from the doctor. The three days were required for more medical treatment, and to get medically cleared to fly.
The reimbursement for these items totaled approximately $2700.
