So if you decline coverage and get lets say a flat tire and the tire is ruined, whats the process? I have personally seen folks told to go find a garage and repair or replace the tire. I have been paying the full insurance at AB just to not have to deal with it. Just thought I'd mention it...
I had this happen to me last year. I think it was Total Car Rental. We didn't have the part of the jack that you put through the bumper to lower the spare tire (we had it jacked up, and the lug nuts loose, but couldn't access the spare). We called Total, and they quoted us an unrealistic amount (like over $500) for a new tire....and they would not change it for us. They did bring out an assortment of the tool we needed, since they weren't sure which fit which truck, so we could get the spare. Even though the group rents around 50 trucks a year from them, they wouldn't cut us any slack. They suggested we take the tire to a tire garage. We took it to one by the "other" gas station, not the old Lisa's and they dismounted the tire, patched it, remounted it (all by hand) and put it back on the truck and put the spare back in its storage, all for about $7.50. I think it was $10NAF, but I gave them $20USD, including tip, since I was happy not to have to pay $500 to Total. So, I'm not sure (it doesn't specifically state so) that tires are covered with the Standard CDW. They aren't in the USA either. Nor are they covered by my personal Auto/Truck policy. I do have road hazard insurance, but that is from the tire company, not the insurance company.