Hi NetDoc,
Yes, the best part is finding something that works well! I'm a bit of a nut about taking notes and experimenting (and I enjoy that part of the process as well

), so I've been able to come up with my various "best" combos for what I have dived so far; but like I said, I still like to "get" it on a theoretical level.
I hope this does not come out like I'm negating your suggestion, but I don't think I can really change the geometry of the waist-strap/crotch strap. My waist strap is as low as it can go (will not go past hips), and the crotch strap tight. I keep the shoulder straps a bit loose. I mean, not "bad" loose, but they don't seem to need to be tight like "fitted" tight. Because of the waist and crotch strap dynamic there can be no shifting up or down anyway.
I think part of it has to do with (at least my particular) female body shape. I know when I first used a backplate, it was riding too high on me (top of plate past shoulder level), and the DM commented that I should loosen the shoulder straps so it would go "down." The thing is, that would work on a male, or on a female with slim hips, but on me the shoulder straps could be a mile long and nothing is going to go lower at all. The waist strap is set, as low as it can go, at the top of my hips ("low" in the sense of towards my feet, if I were standing up). On the other hand, with "boy hips" and perhaps a longer back to work with, I can see where changing the shoulder straps and crotch strap would give one up/down adjustment.
When I bought my own gear I got a small backplate, so now with the waist strap at my waist the top of the plate is how they show it should be, wherein if you are standing up with just the plate on, you can reach back over your shoulder and just touch it with your hand (the plate I had rented was a "regular" size).
I hope that was even slightly clear; it's a little weird describing up and down and such as if one were standing up, but then in the water it becomes back and forward, etc.
Blue Sparkle