Sorry to take so long to get back to this. We stayed at Dolphin and they have their own divemasters and boat. We inquired about more than 2 dives, but it turns out they don't do credit cards, so you can arrange that if you have the cash. And it's just a few minutes down the road to go diving again. Their normal thing is 2 dives per day, as is the case from Palau. I heard you can do more dives if you dive locally on Palau, we did a 3 tank dive one day on local wrecks. The downside of many ops is if you want to do more you ride back for an hour+, then go out again for another dive. Hardly worth it. I had heard a lot of good things about diving in Palau, but was not that impressed. It's OK but a lot of effort for a couple of dives a day. And Koror has restaurants and such and some shops, but there really isn't that much to do.
If you are wanting to go do some really killer diving, go to Indonesia, the diving there is incredible. We have been there 4 times and are going again this April. For a relaxing trip, go to Bali, and do a mix of diving and sightseeing. There is good diving in Tulamben (Villa Markisa resort is wonderful) and up north in Menjangan (Mimpi resort up there among others). The cultural dance and music in Ubud is nice and the scenery is spectacular. There are temples to visit (water temple is nice near Ubud). If you stay in Tulamben, you are right at the base of Mount Agung, a volcano. You can hike and tour around there as well as through the middle mountains. And there are beaches and such at various locations. Lots to see and do there, depends on interests. I often do liveaboards and spend the first 5-6 days diving in Tulamben and getting settled before going on the boat. Hard to do the wife thing on a liveaboard, but it's possible, usually 4 dives/day. Best to do the Bali thing and a mix of diving. Very easy to do that and have a driver in-between to take you around the area after the diving is over. Stay in Tulamben, then in Ubud for a few days, check out the Alam properties, great places to stay and feel Bali. Alam Indah, Alam Shanti, and a few others. Really nice and removed from the city life, very peaceful and energizing. Plus there are some great spa services right down the street but still outside of downtown.
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We didn't do any snorkeling around Peliliu, the water was very shallow, so it was enough to kayak and we saw more along the way. For the diving, we went out with the boat as the dive sites are 5-10 minutes away. The near reef is very shallow and it's a ways out till you get some depth. I did some island exploring from the kayak, ran across a sherman tank along the edge of the snake island (name escapes me right now, it was where the airfield was in EB's book). If you really want lots of wrecks, go to Truk (Chuuk), but it's not a good choice for a couple. Dive wrecks all day and night dives as well. Mostly cargo ships with stuff still in them, a snapshot of war supplies. Definitely need to be comfortable at depth and nitrox certified for that. Also do a lot of penetration, but they are huge vessels, so it's quite spacious.
Accommodations were nice and clean in both Palau and Peliliu. In Palau we stayed at Caroline's which is up on the hillside, a bit quieter than PPR but you can use the facilities at PPR. It's a short drive down the hill and they have a shuttle.
In Peliliu we had maybe 10 people on the boat. The hotel only has 8 guestrooms, so max of 16 anyway. They do have nice grounds so it's a place to relax and just enjoy.
I didn't kayak the rock islands as those were in Palau. We just dove every day and that took up all the time. It didn't look like it would be that great for snorkeling, but beautiful for kayaking. The rock islands are very pretty.
On Peliliu you can get a bike and ride around the island and see things or have Godwin take you on the tour and show you as well, He does a great tour.
I found most of the diving wasn't particularly hard if you have good buoyancy control. The current areas are either drift diving or you hook in to see the parade of sharks and other fish going by. But nothing really that hard. We dive in northern California with rough seas quite often, so a bit of waves aren't particularly disconcerting. Just have to be careful on entries and exits so you don't get in the wrong place and get whacked by the boat! But that all takes practice. For your location, carribean may be the best bet until you get more experience and get your wife certified and lovin' it!
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Second the comment about Truk. There really isn't much to do on land other than some tours of war remnants. Go soon if you ever plan to go, I recently went for the 2nd time after 6 years and was amazed how much some of the wrecks had deteriorated. What was identifiable superstructure before has largely rusted away and the steering posts and such are lying down or down below. Big change in 6 years. Some of the ships have begun to break off or collapse so there is less to see with time.