No, on your fellow citizens. By dying through stupidity or irresponsible behavior, you place an undue emotional burden on the guys who have to recover your dead body. By having an accident caused by stupidity or irresponsible behavior, you are putting the rescue team at a risk to get you out of the situation before you die. In any case, the cost of the rescue/recovery operation and the cost of having proper and functioning gear - including, say, rescue helicopters and pressure chambers - is paid by the public, i.e. the taxpayers.
So, if you manage to get yourself killed or into an emergency through stupidity and/or irresponsible behavior, I'm one of those paying for your "personal freedom" to act like a tool. Your personal freedom to do stupid things is in direct conflict with my personal economic freedom as a productive member of society. It's got nothing to do with a "nanny state" and everything to do with your obligation not to have your "freedom" impinge on my freedom.
EDIT: "you" is used in the general sense, as I assume we're not living in the same country.