I have quite a few dives in California mostly in Monterey. Ca diving is great and if you can get over the added gear worse vis ( normally 15-20ft) in my area and the extra wave action its the best.
As to your tank question, I dive both types, steels are great in that they are always negative, however they require a bit more maintenance aka they rust w/o proper rinsing. This can be a be a problem if you have a tank boot on it, most people forget to take the boot off and rinse off the tank where the boot sits. As to the sherwood tank you are referring to, its made by luxifer and in my opinion is the best tank I have ever used. It is indeed neutral in fact I find it a bit negative but then I never completely drain the tank. It has the benefits of a steel and an aluminum tank including being cheeper than steel. However there is a problem when you get a fill its working pressure is 3300 psi and most places will assume that it is a normal aluminum tank and will only fill it to 3000 so you are missing out on ~8cf of air. Not all that much unless your breathing rate is high so when you get a fill hake sure you let them know to fill to 3300 ( I circled the pressure rating stamp in my tank and wrote in big letters fill to 3300psi).
And your weighting, I weigh about the same as you and I do agree with the previous post there is not a formula that will work every time. For reference I wear 36lbs but I could drop down to ~30 but I dive with students. You can try 10% of you body weight plus 8 to 10lbs The best thing to do is a weight check. Put all your gear on and what you have estimated you need weight wise. Go to shallow water <10ft let all the air out of your BC, make sure you have your reg in, when all the air is out your head should be just below the surface, if you are sinking very slow you are should be ok. If you sink fast remove wt and vise versa.
With any luck this helps you just a bit. Happy diving and remember You can bite through kelp ( it taste good I must say).