I think you forgot one:
6. LDS owners/employees bashing legitimate value options because widespread dissemination of this information cuts into their profit margins, since potential customers may choose options that are not offered in-house.
Please feel free to correct me by explaining to me how skinny the margins are on things like jacket bcd's vs bp&w's.
;-)
If you think that SB "cuts" into LDS margins, you're delusional. Leisure Pro cuts into LDS margins. SB is a nice distraction but no "cutting into LDS margins".
I work in a LDS part time. I never hear anything about SB but mucho mucho about LP.
If you think that Tobin is not making huge margins too, feel free to contact me too.