There is a *huge* difference in "design life" and "service rating" - for example, an airplane may be *designed* to withstand 10,000 cycles at 10 G's, but be *rated* or have a working load of 7 G's.
High pressure cylinders are much the same - designed to withstand cycles at greater than their working pressure. That does *not* mean, however, that the working pressure or service rating are numbers pulled out of a hat with no meaning. LP Fabers are designed to work at 2400 psi, with a 10% overfill allowed so long as hydro meets the 10% over criteria.
When in an emergency the 7G airplane gets pulled to 10 G's, it eats up the airframe life at an accelerated rate and requires a special inspection. High pressure tanks are much the same - for example, my steel 72 that's 30 years old has been accidentally overfilled to 3000 psi [working pressure is 2250] from time to time by an inattentive shop rat and continues to pass hydro and remain in service. This kind of occasional excursion into the "design" zone is precisely why the design is there. There is no doubt, however, that even these occasional overfills have shortened the ultimate life of the tank.
And just like in the airplane example, it only takes *one* catastrophic failure to cause great damage and likely loss of life.
I stand by my statement that advising the overfilling of LP steel tanks is BAD ADVICE, no matter how common the practice.
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O, as for your taking offense at Joe's wine bottle comment, you have *got* to be joking! If your skin is that thin you're in for a mighty lot of unecessary "hurt feelings" in your life. Suck it up, lad, be a little tougher.
Rick