The water baths let water in the tank myth is in fact my favorite myth.If it gets dropped in the water (which I have never seen happen, but I'm sure it occasionally does), just open the fill whip for a few seconds and blow any water out; it will quickly dry the fill whip.
Having water in the fill whip or in the tank valve is basically the only way to get water inside a tank - other than a really poorly maintained compressor with an inadequate water separator and dessicant in the filter.
The irony here is that the tank monkey at the wet fill station is well aware of this risk and will be more likely to routinely crack the valve on both the tank and whip to remove any water before connecting the two.
The guy in the dry fill station will be all warm and comfy in the knowledge that there is no water around - and will fail to crack the valve on the tank, allowing that drop or two of spray, water, rain, inside the valve to get blown inside the tank.
Hot fills are also common. I know very few shops that fill anything other than O2 at 50 psi per minute or less and not many will come back to top off the tank after it cools, so a 2800 psi fill in your 3000 psi tank is about average.
If the shop does not want to feel the shoulder to estimate the temperature and then add 200-300 psi over and above the service pressure as needed to ensure the tank is full and at rated pressure when it cools to room temp (and many do not under the mistaken belief they would be overfilling the tank) then filling in a water bath is the only reasonable way to ensure a good fill in a short period of time.