EIGHTWGT:
I am having a real hard choice trying to decide between a hp 100 CF or 95 LP steel tank.
I will use it both cavern / cave diving and offshore diving.....
Id like to hear both sides of the coin here...... I have been diving with a 100 HP (E7 pressed steel)
To answer your question I need to get out the crystal ball and peer into the future.
For future use in a cave you will need doubles, if this tank is to be part of a doubles set then you need to consider that. The LP 95 is 95 cubic feet at 2640 PSI, some shops in cave country are willing to fill double low pressure tanks up to 3500 PSI. Now I don't want to pass judgement on overfilling, but I will say that if I want 252 cubic of gas I would rather have a set of doubles that is designed to be filled to that pressure. An E8-130 set will get you 260 cubic feet at 3442 PSI and E7-120's will get you 240 cubic feet.
Here are some numbers of various tanks for comparison
Double LP 95's at 2640 PSI = 190 cubic feet
Double LP 95's at 3442 PSI = 248 cubic feet
Double LP 95's at 3500 PSI = 252 cubic feet
Double HP 100's at 3442 PSI = 200 cubic feet
Double HP 100's at 3500 PSI = 203 cubic feet
Double HP 120's at 3442 PSI = 240 cubic feet
Double HP 120's at 3500 PSI = 244 cubic feet
Double HP 130's at 3442 PSI = 260 cubic feet
Double HP 130's at 3500 PSI = 264 cubic feet
If you want to buy one tank now and double it later the E8-130 is quite common in cave country. That tank is fairly large, if you are not a large person then the tanks you are considering make sense. If you are large then save your money on the smaller tanks and get the larger ones.
A cave dive is governed (among other things) by the smallest tanks on the team, so if you have small tanks and your buddy has huge tanks then you will turn the dive based on each diver using 1/3 of YOUR gas supply, all other gas is held in reserve for the exit and emergencies.
If you are not intending to buy this tank for later use as doubles then the LP95 is physically larger than the 100. The 95 will be able to be filled almost anywhere and you may get some short fills with the High Pressure 100. In either case they will most likely have plenty of gas for normal recreational dives.
I hope this helps.
Mark Vlahos